Permanent life insurance, whether it be universal life or whole life, can be a valuable tool for clients looking for …

An all-in-one life insurance and investment solution. A tax-efficient and cost-effective way to cover off your permanent insurance needs with the added benefit of a tax-deferred investment portfolio guaranteed rates for life insurance costs Allows you to access the cash value of your policy Provides a tax-free lump sum payment to your beneficiaries.

You can purchase term life insurance as an initial step before purchasing whole life or universal life insurance. Term life insurance includes: temporary life insurance coverage. Designed to cover specific needs for a period of time i.e. 5 years, 10 years, 15 years. Each time you renew, the premiums go up.

“The goal of this tie-up is to improve the experience for our customers and advisors by being more efficient and agile, such …

Universal life insurance is an all-in-one way to get the protection you need and build your savings. The policy combines permanent life insurance protection for lifelong peace of mind with a broad range of investment account options for tax-preferred savings growth.

A plan to meet your needs. 20 Pay Life: guaranteed premiums for 20 years, after which time your coverage is fully paid-up, plus cash values and an option to stop paying premiums for a reduced amount of coverage after 10 years.

There are several types of life insurance, including term life insurance, whole life insurance and universal life insurance. This guide explains the main differences among these types of life insurance and contains information that will help you find the type of insurance …

Term life insurance. term life insurance pays a death benefit if the person insured dies within a specific period of time or before you reach a certain age. The length of your coverage can be either for: a fixed period of time, such as a term of 10 or 20 years. until you reach a …

Universal Whole Life Insurance Quebec An all-in-one life insurance and investment solution. A tax-efficient and cost-effective way to cover off your permanent insurance needs with the added benefit of a

The savings portion grows based on the company-paid dividends. Also known as “adjustable life,” universal life insurance …