“And here we find ourselves in school systems where children are learning life through someone else’s experiences and …

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The last point is important — because it’s a growing practice for governments to focus on quality of life indicators …

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Our organization owns/leases a vehicle. What insurance do we need? All vehicles driven in Newfoundland and Labrador are required to be insured for a minimum of $200,000 Section A Third Party Liability (leased vehicles may require $1,000,000 limits or more) and Section D Uninsured Automobile Coverage.

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